What other changes can cell phone payment bring, aside from eating, drinking, shopping, and spendin
How long do you think you'd last if someone took all your money and left you with only a cell phone? Is it a day or a month? It may not even be a problem for many people for six months. Consider a typical day in our lives:
Go downstairs to the convenience store in the morning and "brush" breakfast for work;
Take the subway, bus, or cell phone NFC / two-dimensional code a touch to obtain;
At noon, you can pay for your lunch using WeChat or Alipay, whether you eat out or order takeout.
You can use your cell phone to pay for food when you get home from work, even if it is from a roadside stall.
Mobile payment is accepted in supermarkets, as well as for water, electricity, and coal payments and ticket purchases.
But, in this day and age, do we truly understand the use of WeChat, Alipay, and other mobile payment preferences?
The recent release of the "2018 Mobile Payment User online payment gateway providersResearch Report" (hereinafter referred to as "the report") by the China Payment Clearing Association (hereinafter referred to as "the Association") may change our perceptions.
Males use mobile payment more than females.
When you see this question, I believe the first thing that comes to many people's minds is female. It appears that "buy buy buy" has become a label that women can't get rid of; they have to buy when they are unhappy, when they are happy, during the holidays, and when there are special offers. On the contrary, it appears that more men and women around them are carrying wallets, increasing the likelihood of using cash.
However, according to the report, male users accounted for 60.6% of all mobile payment users in 2018, while female users accounted for 39.4% of all mobile payment users in 2017. In 2017, male users accounted for 52.3% of all mobile payment users, while female users accounted for 47.7% of all mobile payment users. The two-year survey results were similar, with more male users than female users, and the proportion of female users decreased slightly in 2018.
This is the character of payment industry veteran Liu Gang, who, in addition to special areas, has more male users than female users. "I haven't seen a man with a wallet in a long time; the norm is a cell phone, if not more, and a school bag. Those who have wallets are more diligent, those who do not have wallets are the laziest, and the lazier they are, the more they use mobile payments instead of cards or cash."
The investment and finance industries have the highest percentage of mobile payment scenes.
The most surprising statistics have arrived! Shouldn't the highest percentage of personal experience with mobile payments be for eating and drinking?
However, according to the report:
In 2018, 99.1% of users said they most frequently use mobile payments in investment and financial scenarios such as purchasing wealth management and stock securities, a nearly 60 percentage point increase over 2017.
The following category is life, which includes purchases of food, clothing, and daily necessities, accounting for 97.2%, which is roughly the same as in 2017.
Public utility spending ranked third, accounting for 68.2% of total spending, an increase of 6.7 percentage points from 2017; ticket payments ranked fourth, accounting for 67.0% of total spending.
The percentage of users who paid with mobile payment in two scenarios, namely business travel and entertainment business download, was 64.1% and 46.7%, respectively; the percentage of users who paid with other methods was 16.7%.
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